That will be a funny photo, Aya.

Would insurance be prohibitively expensive in Gensokyo?

The projectiles they shoot in danmaku in exorbitant numbers often go in random directions. Those things have to go somewhere, so I'd imagine heavy property damage is an accepted side effect of duels.
This is probably why Keine hid the human village while protecting it.

King Kong?

I like how Reimu's house and workplace is destroyed, but what she's worried about is the (probably empty, anyway) donations box.

The box is right there and not empty, there are branches, berries and leaves in it.

It looks like Patchouli's planning on doing something with it, considering the book she's reading.

Remilia is probably going to regret throwing that umbrella aside.
I don't even want to think about how nasty that incoming drool bath is going to be.