Missing a bit of torso is she not? No breasts or area where they would be is visible in this pic.
Not really. Her belly is big compared to her torso. If you check where her shoulders are then the top of the torso should be somewhere around the bottom edge of the collar, so she might have a pretty short neck. The torso is typical of lolis though and her belly is simply very big by comparison, extending the skin even part way up the ribs. Just my two cents.