In case you don't get it, in Miu's hand is her "Underware Teleportation Gun", a gun that can shoot panties off from its wearer without damaging their other clothes.
Covering another's crotch? That tag feels unnecessary, really.
The tag that should be added however is convenient censoring. Tenko might be purposefully covering up for Himiko, but her head is also coincidentally censoring a jumping Angie's crotch.
This is a perfect presentation for the uniqueness of Danganronpa, most characters are not twisted in an ugly manner like other games of this type, and the team can always lightly whitewash the air with artworks when any character does.
The whole series are the combination of puzzle-solving(in hilarious air) ,social with unreasonably stable commoners immune to the circumstance(to keep charisma), and complex cool story.
While the traditional group murdering stories are sunk in horror,dark yet cheap emotions bloody scenes and characters to make most players uncomfortable,like the "death party".
Anyway,the team is really masterful in understanding the mind of teenagers, from the design in structure to details.